Homes with No HOA in Key Biscayne, FL

There are 39 homes with no HOA for sale in Key Biscayne, Florida right now, priced from $890K to $237M. The median list price is $7,490,000. That puts this segment 201% above the overall Key Biscayne median of $2,490,000 across 151 active listings.

These homes average 4,452 square feet of living area on lots averaging 0.34 acres. Average pricing runs $3,650 per square foot versus $2,424 citywide. The median year built is 2000. 92% of them include a private pool.

This segment averages 141 days on market, 26 days longer than the Key Biscayne average of 115. The median closed-sale price in Key Biscayne is $1,527,500. Deals close at 94.5% of list price. The absorption rate is 12.7%.

The largest concentration is in Biscayne Key Estates, with 9 available listings. The rest is spread across 16 other communities.

With no HOA there are no monthly association dues and no board approval to buy or lease — but deed restrictions, and in some pockets equestrian or agricultural zoning, can still apply. Always confirm restrictions and utility responsibilities before making an offer.

María Delgado works the South Florida market daily and can send you the full list with photos, association documents and recent comparables — in English or Spanish.