Homes with No HOA in Bay Harbor Islands, FL

There are 10 homes with no HOA for sale in Bay Harbor Islands, Florida right now, priced from $1.5M to $37M. The median list price is $6,499,500. That puts this segment 322% above the overall Bay Harbor Islands median of $1,539,500 across 166 active listings.

These homes average 5,153 square feet of living area on lots averaging 0.34 acres. Average pricing runs $2,445 per square foot versus $1,425 citywide. The median year built is 2013. 70% of them include a private pool.

This segment averages 124 days on market, 28 days faster than the Bay Harbor Islands average of 152. The median closed-sale price in Bay Harbor Islands is $690,000. Deals close at 93.9% of list price. The absorption rate is 5.9%.

The largest concentration is in Bay Harbor Island, with 9 available listings. The rest is spread across 1 other communities.

With no HOA there are no monthly association dues and no board approval to buy or lease — but deed restrictions, and in some pockets equestrian or agricultural zoning, can still apply. Always confirm restrictions and utility responsibilities before making an offer.

María Delgado works the South Florida market daily and can send you the full list with photos, association documents and recent comparables — in English or Spanish.